1. We are locally owned and operated in Sioux Falls. We operate by our Midwestern Values of honesty, integrity and compassion. We are hard-working people that will not mislead you to gain your business — we are out to earn your business by gaining your trust.
2. We are trained and certified as Credit Experts by the nation’s leading credit expert, Edward Jamison, Esq. Also, we have a paralegal on staff, which adds value to our service.
3. We operate by the guidelines of CROA (Credit Repair Organizations Act), and we are regulated by the Federal Trade Commission.
4. We are not a debt consolidation or debt relief company, nor do we refer anyone to these types of companies.
5. Our service is benefiting many clients throughout the Sioux Empire. We have helped clients throughout South Dakota, North Dakota, Minnesota, Nebraska and Iowa.
6. We do not use an automated system to generate disputes on everything derogatory (paid or unpaid) on your credit report. We provide each client with a "personal touch" and a "personalized game plan" to clean and restore their credit and raise their scores. We educate and coach each client throughout the entire process on how to effectively raise their credit scores.
7. And finally, we produce results! As a result of our website, free consultations and program enrollments, we have helped many people restore their credit and raise their credit scores. On average, our process enables us to remove 70% of the items we dispute with the credit bureaus within 90 days. As a result of this, we typically see a credit score increase in the range of 60 to 100 points. We share this not to impress you, but to impress upon you that our service does work and the best part, we are right here in South Dakota!
Want to enjoy the benefits of a higher credit score?
Call 605-271-8871 for a FREE Consultation.
We are changing lives... one credit score at a time!





Credit Expert Inc. is Certified as a Credit Expert by CreditCRM, the nation's leader in credit certification.