Welcome to Credit Expert!
If you answered "YES" to the above questions, you've come to the right place. We are Certified Credit Experts and we can help you raise your credit scores. We're in our 3rd year and have helped hundreds throughout the Sioux Empire raise their credit scores to get the credit they need at interest rates they can afford. We can help you!
Credit Expert is a reputable company that is locally owned in Sioux Falls. We operate by the Credit Repair Organizations Act (CROA), regulated by the Federal Trade Commission. Credit Expert is not a debt reduction company, nor do we try to remove unpaid items from your credit report.
Here's how Credit Expert can help you:
We offer our personal touch through our FREE Consultation. Everybody's credit situation is different. Therefore, we believe the only way to effectively help you raise your credit score is by educating you, and talking through your credit situation with you. This is done with the guidance and coaching of a compassionate, highly trained and Certified Credit Expert. You get real people working real hard to help YOU!
During the FREE Consultation, we will educate you on what the credit score means and the five factors that impact the score. Even if you decide not to enroll into our credit restoration program, you will leave the consultation with a better understanding of the credit score and you will be better equipped to grow your score in the future.
We will then review your credit report to identify the positive trade-lines reporting. We will coach you on what you can do to maintain these trade-lines in order to grow your credit score. Next, we will review the trade-lines having a negative impact on your score, and discuss what you can do to correct or remove them. If you would rather have Credit Expert handle this, just let us know. We will outline what we can do to help you.
On average, clients who do enroll into our credit restoration program see nearly a 70% removal of derogatory items within 90 days. As a result of this and our education and coaching, we typically see credit scores increase anywhere from 50 to 100 points or more within the same time frame.
Let's see what Credit Expert can do for you!
Credit Expert Inc. is Certified as a Credit Expert by CreditCRM, the nation's leader in credit certification.