Is your credit score holding you back?
Welcome to Credit Expert!
If you answered "YES" to the above questions, then you've come to the right place. We are Certified Credit Experts and we can help you raise your credit scores. We are in our 3rd year and we average a 68% removal of derogatory items we dispute within 90 days. As a result of this, we generally see credit scores increase in the range of 60 to 100 points, or more. (Who says credit repair doesn't work?)
Credit Expert is not a debt reduction company, nor do we try to eliminate unpaid items from your credit report. We are a reputable company that operates by the Credit Repair Organizations Act (CROA), regulated by the FTC. We have educated hundreds of clients throughout South Dakota on the credit score to helped them understand what's being reported on their credit report.
We Offer Our Personal Touch. Every credit report and credit situation is different. Therefore, we believe the only way to effectively raise your credit scores is with the guidance of a highly trained and certified credit expert. This is exactly what you get when working with Credit Expert, located in Sioux Falls, South Dakota. You get real people working real hard for you!
Our process can legally remove negative or inaccurate items from your credit report to improve your credit score. How? Through our verification process. By law (FCRA); if there is information on your credit report that cannot be verified by the credit reporting agencies - it must be removed. All inaccurate, incomplete or unverifiable accounts must be removed or updated. As a result, we have removed bankruptcies, foreclosures, repossessions, late payments, paid charge offs and collections as well as satisfied judgments and tax liens. Keep in mind that by law, accounts (paid or unpaid) can sit on your credit report for up to 7 years (or more) and continue to hurt your score. Give us a call and let's see what we can do for you!
We can coach you and help you raise your credit scores - however, YOU MUST LISTEN TO OUR ADVICE. We have helped many clients clean their credit report and raise their credit scores only to have our success erased as a result of recent late payments or maxing out their credit limits on their credit cards.
Why hire Credit Expert instead of trying to dispute items on your own. According to CROA, we must disclose to you that you can try to dispute derogatory items on your own with the credit bureaus. But then again - if it were that easy - who would need our services? We have many clients who have enrolled into our program after trying to repair their own credit with little to no success. Frustration overwhelmed them. According to our clients, here are five reasons why they enrolled into our program:
1) They didn't know what to do, nor the time to learn
2) They didn't have the time to initiate disputes with the credit bureaus
3) They wanted the job done right, and in a timely fashion
4) They thought our pricing is reasonable
5) They liked that we are located in Sioux Falls, South Dakota.
Call 605-271-8871 to see what Credit Expert can do for you!
Credit Expert Inc. is Certified as a Credit Expert by CreditCRM, the nation's leader in credit certification.